16 Aug 2018

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Fixed or variable rate mortgages?

So, you’ve decided to buy a home, now what? Buying a house is usually the most expensive purchase in a person’s life, so it should be preceded with caution. Once you decide on the house and location, you must decide on a down payment amount and a mortgage rate that you can afford. A general rule of thumb is to put down 20 per cent of the house price so that you can reduce the amount of money you pay in interest; however, first time home buyers can put down as little as 5 per cent for a down payment if they so desire. When…

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8 Aug 2018

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How to budget for back-to-school

As we reach the end of the second week in August, summer has flown by! We know it…

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13 Jul 2018

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It’s a Buyer’s Market in...

We all know the economy in Calgary struggled for the last few years and we saw a downturn…

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28 Jun 2018

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What we mean when we say ‘budget...

Budgeting for the purchase of a home is not just about saving enough for your down payment and…

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17 Jun 2018

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The argument for variable rate mortgages

When searching for a home, choosing the right mortgage is a big part of the equation. Your mortgage…

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22 Mar 2018

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Getting cozy with your credit can...

When Credit Education Month and Fraud Prevention Month fall in the same month, it’s a perfect excuse to educate yourself on the…

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28 Feb 2018

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What is mortgage fraud and why is...

A credit rating agency is ringing the alarm that Canadians should be worried about a rise in mortgage…

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17 Jan 2018

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Bank of Canada raises the rate,...

On Wednesday, the Bank of Canada announced it was hiking its interest rate to 1.25 per cent, up…

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6 Dec 2017

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Bank of Canada leaves rates alone

Today, the Bank of Canada announced that rates would remain unchanged at one per cent, as they expect…

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16 Aug 2017

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Why you should always research...

Most Canadians would confidently state that they compare pricing when shopping for a flight or a hotel, but…

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26 Jul 2017

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Affordability is increasing in Calgary

While measures have been made on a federal level to cool hot housing markets in Canada, the National…

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13 Jul 2017

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Why the Bank of Canada changes rates

This week, the Bank of Canada raised their interest rate for the first time in seven years. But…

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14 Jun 2017

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Forget what you heard, entrepreneurs...

It’s a common belief that if you’re self-employed, the homeownership dream will always be out of reach. But…

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