25 Jan 2017

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10 questions to ask before choosing a mortgage

The homebuying process is full of question-asking, as you will want to interview for the right professionals to work with, such as your REALTOR® and mortgage broker. When it comes to choosing your mortgage, you should be asking some questions as well, like these 10: What is the interest rate? Your lender will offer you an interest rate based on the loan and your credit. The interest rate, along with the mortgage balance and loan term, will determine what you pay each month. What is the monthly payment? You will need to understand what your monthly payment is in order to create an accurate budget, and really determine…

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18 Jan 2017

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Breaking Down the Mortgage Insurance...

Both CMHC and Genworth announced identical mortgage insurance premium hikes yesterday, which is causing a bit of panic,…

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11 Jan 2017

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CREB 2017 Forecast: Social Media Recap

Today, CREB hosted their annual forecast and tradeshow, shedding some light on what the housing market will bring…

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4 Jan 2017

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New Year Resolutions: How to Buy a Home...

Did you make a New Year’s resolution to finally buy a home this year? Well, the good news…

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3 Jan 2017

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New Year Resolutions: How to Tackle...

After the added expenses of the holiday season, and the ringing in of a new year, many people…

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14 Dec 2016

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What Newcomer First-Time Buyers Should...

Navigating the real estate market for the first time can be tricky, but if you’re also new to…

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7 Dec 2016

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Why Winter is the Best Time to Buy a...

Winter is often thought of as the “off-season” for real estate, but these colder temperatures do present an…

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4 Dec 2016

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The benefits of a refinance

Around this time of year, people are looking to save money wherever they can, including their mortgages. Some…

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17 Nov 2016

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What to understand about property taxes

Property taxes is something that first-time homebuyers can sometimes forget to budget for, and something that homeowners often…

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8 Nov 2016

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Why TD May Be The Only Bank To Increase...

Why TD may be the only one of the Big Six to increase their Mortgage Prime Rate By…

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9 Nov 2016

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How Seniors Can Protect Their Finances

In Canada, we recognize this week as National Senior Safety Week, and protecting seniors from being victims of fraud goes…

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7 Nov 2016

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The Importance of Making a Budget

November is Financial Literacy Month, and the number one money management tip for everyone, is to have a budget! According…

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2 Nov 2016

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TD Hikes Mortgage Prime Rate

Hot Off The Press!! We just had a lender, TD Bank, make an interesting move this morning and…

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