30 Oct 2013

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How to Prep for Mortgage Applications

Whether you’re a first-time buyer or empty-nester, being properly prepared for your mortgage application will ensure the process goes quickly. To make sure you have accurate information ready to go for your meeting with your mortgage broker, here’s a quick checklist: Have a few pieces of government-issued ID, preferably those with a photoz Your current address, and two previous addresses (if you have them) For renters: a letter from a landlord confirming rental history Name and contact information of current and past employers (2-3) Proof of employment: pay stubs, etc. Information on current position: name of position, how long you’ve worked there, etc. If self-employed:…

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24 Oct 2013

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BOC Abandons Its Interest Rate Hike Bias

As you know, your variable rate mortgage, line of credit and/or student loans are all based on the…

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16 Oct 2013

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Life After Foreclosure

Life isn’t over after a foreclosure, in fact buying a home after you’ve suffered financial turmoil isn’t impossible…

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9 Oct 2013

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Paying Off Your Mortgage Early

You’ve probably heard the stories before, a couple manages to pay off their mortgage years early. But is…

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2 Oct 2013

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Mortgage Types: The Breakdown

When searching for a home, choosing the right mortgage is a big part of the equation. Your mortgage…

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23 Oct 2013

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Think Fast: Calgary’s Fall...

Calgary’s home sales and prices are already outpacing the forecast for this season, which is leaving homebuyers with…

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18 Sep 2013

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How to use your home’s equity

There are lots of benefits to homeownership, including of course building equity, and the freedom to use that…

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25 Sep 2013

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Simple advice for the credit-challenged

People can work hard to prepare for financial turmoil, but sometimes life just happens. When things get tougher…

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11 Sep 2013

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Highlights of the National Housing...

New data from the National Housing Survey has been released today, and in case you’re not interested in…

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28 Aug 2013

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Mortgage Insurance for Flood-Impacted...

CMHC (Canada Mortgage and Housing Corporation) continues to provide mortgage insurance to Albertans, but what’s changed if you…

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21 Aug 2013

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Budgeting for Homeownership

Making the transition from renter to homeowner is a big decision, and while it can sometimes be a…

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4 Sep 2013

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The argument for opening up MLS

An interesting opinion piece in Real Estate Magazine, brought into light the battle going on between the Competition…

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4 Sep 2013

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Bank of Canada Rate Decision

Good morning, As you know, your variable rate mortgage, line of credit and/or student loans are all based…

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