11 Dec 2013

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What to do if you’re behind on your mortgage

Your home is one of the biggest financial investments you’ll make, but sometimes financial difficulty can come your way. If you’re behind on mortgage payments and living in fear or losing your home, it’s best to face the situation head on and take corrective measures early. Here are some steps to help you ease the stress and get back on balanced financial ground: Contact your mortgage lender right away: being honest with your lender in the early phases will help you avoid penalties, get you on a payment plan and on your way to the best solution. Contact your mortgage broker: they can provide you…

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13 May 2013

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City of Calgary considers a stop to the...

I came across an interesting article in the Calgary Herald today, “Home builders fret as Calgary considers constraints…

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10 Jan 2013

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Real Estate Supply and Demand Growth

I came across this interesting post earlier this morning by Pacifica Partners Inc. suggesting Calgary is ‘Severely Overbuilt’…

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1 May 2013

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Buying or Selling a Home…Earn up...

Selling or purchasing a new home? Why not earn up to $2000 Cash Back in the process! Whether…

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30 Jan 2013

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Collateral Mortgages: What Are You Not...

Collateral mortgages and the lack of disclosure and understanding are costing Canadians. CBC did an excellent investigation into…

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23 Jan 2013

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BOC Remains on the Sidelines

At 10:00 am EST, Wednesday January 23rd, 2013, the Bank of Canada again did what we expected them…

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13 Jan 2013

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US Debt ceiling explained in easy to...

I came across this great analogy on Facebook posted by one of my friends and had to share…

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10 May 2013

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Upward pressure on rates as bonds rally

Here we go… The bond market rally is squeezing spreads, placing upward pressure on the fixed interest rates.…

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12 Dec 2012

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BoC drove Canadians to lock in...

I had to laugh when I read an article titled BoC’s interest rate warnings drove homeowners to lock…

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14 Feb 2013

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RRSP deadline is only weeks away

The March 1, 2012 RRSP deadline is fast approaching! I hope you have consulted your financial planner to…

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11 Jan 2013

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Bad Debt: Do credit settlement agencies...

If you are current with the news you have probably heard about the many complaints against debt settlement…

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10 Dec 2012

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Canadians borrowing less: who do you...

With articles being published suggesting the “Great Canadian Borrowing Binge is Winding Down” and another “Average consumer debt…

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22 Oct 2012

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Mortgage Rule Changes: What Do They...

Lets take a person earning $60,000, no debt and a credit score less than 680. Today this person…

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