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by Jeremy
November is Financial Literacy Month in Canada, so all month long my blog will be featuring tips and information on bettering your financial situation. Understanding what credit reports are and how they affect your finances is a huge part of financial literacy. What’s included in my credit report? Credit accounts/transactions: credit cards, retail cards, lines of credit and loans Telecommunications accounts: phone and Internet Bad banking history: NSF fees, missed payments, etc. Public records pertaining to credit: bankruptcy, legal judgments, liens, etc. Collection agency debts Inquiries from anyone who has requested your credit report before Is my mortgage part of my credit report? Your mortgage…
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Posted by Jeremy
When it comes time to apply for mortgages, your credit report is very important, but how often are…
Posted by Jeremy
Anytime you apply for a credit product (mortgage, car loan, credit card, etc.), your lender is required to…
Posted by Jeremy
People can work hard to prepare for financial turmoil, but sometimes life just happens. When things get tougher…
Posted by Jeremy
The latest security breaches to government websites due to the heartbleed bug, should be good reminder for you…
