If you’re saving money, being too thrifty...

A lot of people are being tight with their money right now, saving in the wake of uncertainty in the oil and gas industry, economy and even the housing market to some extent. Homeownership is still an affordable option right now, and saving some extra money will come in handy when it comes time to apply for a mortgage. While tightening the purse strings can save you money and is good practice, neglecting your credit cards can actually do more harm than good in some cases. A common misconception by savers is that they should pay off their credit cards and leave them aside if…