Avoiding Holiday Debt Havoc

It’s the season of giving, and for most people that means spending a little more this month. Many Canadians will pay for Christmas presents this year with credit, but unless you have a plan in place to pay it off, you’ll be stuck with a holiday debt hangover. But you don’t want to delay the payment of holiday debts, or avoid even paying the minimum payments. “Don’t ignore it, don’t just throw it in a drawer because you don’t want to face it,” says Brian Betz, a credit counselor with Money Mentors. “Give us a call if you need help, but you don’t want to…