Preparing for Mortgage Applications

Whether you’re a first-time buyer or empty-nester, being properly prepared for your mortgage application will ensure the process goes quickly. To make sure you have accurate information ready to go for your meeting with your mortgage broker, here’s a quick checklist: Have a few pieces of government-issued ID, preferably those with a photoz Your current address, and two previous addresses (if you have them) For renters: a letter from a landlord confirming rental history Name and contact information of current and past employers (2-3) Proof of employment: pay stubs, etc. Information on current position: name of position, how long you’ve worked there, etc. If self-employed:…