New Year’s Resolution to Pay Down Debt?...

Looking towards 2016, paying down debt is the top priority for Canadians in the new year, according to a recent poll. The poll showed that 26% of respondents named debt reduction as their key financial goal for 2016, no suprise after the downturn year Canada saw this year. Debt and credit are closely tied. For many people, their debts come in the form of credit products. Your credit is a very powerful tool for your financial future, and it’s especially important when it comes time to purchase a home. Whether you’re a first-time homebuyer or seasoned investor, here’s how to handle your credit with care.…