16 Aug 2018

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Fixed or variable rate mortgages?

So, you’ve decided to buy a home, now what? Buying a house is usually the most expensive purchase in a person’s life, so it should be preceded with caution. Once you decide on the house and location, you must decide on a down payment amount and a mortgage rate that you can afford. A general rule of thumb is to put down 20 per cent of the house price so that you can reduce the amount of money you pay in interest; however, first time home buyers can put down as little as 5 per cent for a down payment if they so desire. When…

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17 Jun 2018

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The argument for variable rate mortgages

When searching for a home, choosing the right mortgage is a big part of the equation. Your mortgage…

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22 Mar 2018

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Getting cozy with your credit can...

When Credit Education Month and Fraud Prevention Month fall in the same month, it’s a perfect excuse to educate yourself on the…

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28 Feb 2018

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What is mortgage fraud and why is...

A credit rating agency is ringing the alarm that Canadians should be worried about a rise in mortgage…

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26 Jul 2017

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Affordability is increasing in Calgary

While measures have been made on a federal level to cool hot housing markets in Canada, the National…

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13 Jul 2017

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Why the Bank of Canada changes rates

This week, the Bank of Canada raised their interest rate for the first time in seven years. But…

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14 Jun 2017

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Forget what you heard, entrepreneurs...

It’s a common belief that if you’re self-employed, the homeownership dream will always be out of reach. But…

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8 Jun 2017

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Why more mortgage consumers are working...

The CMHC recently released their 2017 Mortgage Consumer Survey results, which outline key trends about home buying and…

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16 Mar 2017

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Fraud Prevention Month: Understanding...

You will come across many contracts in your life, whether it be for credit cards, gym memberships, car…

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9 Mar 2017

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Fraud Prevention Month: Protecting...

You may have noticed in the media lately, that social media, Internet and app-focused scams are on the…

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16 Feb 2017

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Tips for Unmarried Couples Buying Real...

According to a new report from Genworth Canada, more unmarried couples are choosing to buy a home together,…

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14 Dec 2016

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What Newcomer First-Time Buyers Should...

Navigating the real estate market for the first time can be tricky, but if you’re also new to…

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7 Dec 2016

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Why Winter is the Best Time to Buy a...

Winter is often thought of as the “off-season” for real estate, but these colder temperatures do present an…

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