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by Jeremy
So, you’ve decided to buy a home, now what? Buying a house is usually the most expensive purchase in a person’s life, so it should be preceded with caution. Once you decide on the house and location, you must decide on a down payment amount and a mortgage rate that you can afford. A general rule of thumb is to put down 20 per cent of the house price so that you can reduce the amount of money you pay in interest; however, first time home buyers can put down as little as 5 per cent for a down payment if they so desire. When…
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When searching for a home, choosing the right mortgage is a big part of the equation. Your mortgage…
Posted by Jeremy
When Credit Education Month and Fraud Prevention Month fall in the same month, it’s a perfect excuse to educate yourself on the…
Posted by Jeremy
A credit rating agency is ringing the alarm that Canadians should be worried about a rise in mortgage…
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While measures have been made on a federal level to cool hot housing markets in Canada, the National…
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This week, the Bank of Canada raised their interest rate for the first time in seven years. But…
Posted by Jeremy
It’s a common belief that if you’re self-employed, the homeownership dream will always be out of reach. But…
Posted by Jeremy
The CMHC recently released their 2017 Mortgage Consumer Survey results, which outline key trends about home buying and…
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You will come across many contracts in your life, whether it be for credit cards, gym memberships, car…
Posted by Jeremy
You may have noticed in the media lately, that social media, Internet and app-focused scams are on the…
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According to a new report from Genworth Canada, more unmarried couples are choosing to buy a home together,…
Posted by Jeremy
Navigating the real estate market for the first time can be tricky, but if you’re also new to…
Posted by Jeremy
Winter is often thought of as the “off-season” for real estate, but these colder temperatures do present an…