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by Jeremy
Whether you’re a first-time buyer or empty-nester, being properly prepared for your mortgage application will ensure the process goes quickly. To make sure you have accurate information ready to go for your meeting with your mortgage broker, here’s a quick checklist: Have a few pieces of government-issued ID, preferably those with a photoz Your current address, and two previous addresses (if you have them) For renters: a letter from a landlord confirming rental history Name and contact information of current and past employers (2-3) Proof of employment: pay stubs, etc. Information on current position: name of position, how long you’ve worked there, etc. If self-employed:…
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Posted by Jeremy
When searching for a home, choosing the right mortgage is a big part of the equation. Your mortgage…
Posted by Jeremy
Calgary’s home sales and prices are already outpacing the forecast for this season, which is leaving homebuyers with…
Posted by Jeremy
A recent survey by Credit Canada Solutions, shows that for the most part, Canadians are really struggling with…
Posted by Jeremy
It’s Fraud Prevention Month, and it’s the perfect time to get educated on what mortgage fraud is, and…
Posted by Jeremy
A study released by Statistics Canada, illustrates the gap in financial literacy that lies within Canada, among a…
Posted by Jeremy
Internet and social media scams are on the rise in Canada, and since it’s Fraud Prevention Month, it’s…
Posted by Jeremy
Calgary (and most of Canada) is sitting in buyers’ marketing conditions. What does that mean? It means that…
Posted by Jeremy
On February 15th, the new minimum down payment comes into effect for homes $500,000 or more, making it…
Posted by Jeremy
With Christmastime upon us and a new year approaching, your credit card may have been pushed to the…
Posted by Jeremy
Christmas is now only a month away, and there’s already reports that credit card debt is at a…
Posted by Jeremy
Mortgage fraud, both reported and unreported, is seemingly on the rise in Canada, after several reports and news…
Posted by Jeremy
Turns out Canadians are ramping up more debt this year, despite an economic downturn, this all coming out…