How to prepare for homeownership: a 12 month...

One year before your mortgage approval comes through, you should be putting irons in the fire to get the process going. Here’s a quick checklist to get you thinking about where you should be at in the process: One year before you are going to buy a home, start looking into your credit report. You should have a look at your score and start making a plan for what measures you need to take, if any, to get it to where it needs to be. For a guide, 700 is considered a good credit score, most lenders won’t look at anything below 650. 12 to 10 months…