2 Jan 2013

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5 Ways to Eliminate Your Debt

Good Debt vs. Bad Debt – What’s the Difference? More and more Canadian consumers are getting swallowed up by debt. I’m sure you’ve read and heard many of the statistics and stories in the news about how Canadians are borrowing at a record pace. One of the keys to financial independence is to get rid of your bad debt and acquire good debt. Bad debt is debt that makes you poor, such as credit card debt, car loans, line of credit and even your mortgage – this is consumer debt. Good debt is debt you acquire that actually works for you. The best example of…

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4 Sep 2013

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The argument for opening up MLS

An interesting opinion piece in Real Estate Magazine, brought into light the battle going on between the Competition…

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17 Jul 2013

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Bank of Canada maintains their...

As you know, your variable rate mortgage, line of credit and/or student loans are all based on the…

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22 Jan 2014

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Bank of Canada hands tied

As you know, your variable rate mortgage, line of credit and/or student loans are all based on the…

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15 May 2013

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Amortization cap will upset investors

I came across a great article by Canadian Real Estate Wealth titled Investors could be hardest hit by…

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10 May 2013

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Upward pressure on rates as bonds rally

Here we go… The bond market rally is squeezing spreads, placing upward pressure on the fixed interest rates.…

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12 Dec 2012

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BoC drove Canadians to lock in...

I had to laugh when I read an article titled BoC’s interest rate warnings drove homeowners to lock…

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6 Mar 2013

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Bank of Canada announcement, no...

At 10:00 am EST, Wednesday March 6th, 2013, the Bank of Canada again did what we expected them…

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16 Mar 2013

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5 ways wealthy people become wealthy

Most of us can’t rely on lotteries or inheritances for wealth. But we CAN observe how wealthy people…

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13 Jan 2013

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From cliff to ceiling

Interesting article discussing the new US fiscal fight, the debt ceiling. They are quickly approaching the $16.4 Trillion…

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25 Nov 2015

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Can’t Make a Mortgage Payment?...

It’s no secret the economy is taking a toll on Albertans, even today two more major companies announced…

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21 Jan 2015

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BOC Does The Unexpected

Bank of Canada Does The Unexpected…Cuts A Quarter Point Off Their Overnight Rate! As you know, your variable…

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30 Apr 2014

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Clarification to CMHC

I’ve had a ton of calls this week looking for clarification on CMHC’s announcement. Here it is. CMHC…

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