Adopt your mortgage? You heard right

The average consumer goes into a fixed-term mortgage thinking they will “set it and forget it”, but the market is always moving. One of the biggest misconceptions mortgage consumers have is that if they are locked in, they don’t have to worry until maturity. Worse yet, some consuers may choose to take an adjustable mortgage option and follow the market with no idea as to what indicators they should be watching.

As consumers, we all mean well, but sometimes we just don’t know what we don’t know (which is fair). In other situations, we may be steered in the wrong direction, which is where I come in.

I’ve created a program where I will help manage the mortgages for those whoare not currently my clients—adopting their mortgage. Whether the mortgage was taken by a bank or a broker, that’s okay. Here’s what to expect:

• Initial phone interview: information gathering and deciphering if it’s a good fit
• Mortgage assessment: figuring out needs vs. wants
• Strategy session: uncovering any weaknesses in your plan and structuring a new one
• Annual mortgage review: this is our time to make adjustments or course corrections
• Ongoing mortgage advice

By the way, did I mention I’m doing this for free? If you have questions about this, you can call me or visit the website here.

Tags : calgary financial planning, calgary home buying, calgary homebuying, calgary mortgage, calgary mortgage broker, calgary mortgage lender, mortgage broker