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by Jeremy
Whether you’re a first-time buyer or empty-nester, being properly prepared for your mortgage application will ensure the process goes quickly. To make sure you have accurate information ready to go for your meeting with your mortgage broker, here’s a quick checklist: Have a few pieces of government-issued ID, preferably those with a photoz Your current address, and two previous addresses (if you have them) For renters: a letter from a landlord confirming rental history Name and contact information of current and past employers (2-3) Proof of employment: pay stubs, etc. Information on current position: name of position, how long you’ve worked there, etc. If self-employed:…
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Posted by Jeremy
Calgary’s red hot real estate market is going to cool down slightly for the second half of the…
Posted by Jeremy
For some people, getting out of a mortgage early is a realistic option, especially if they are doing…
Posted by Jeremy
Anytime you apply for a credit product (mortgage, car loan, credit card, etc.), your lender is required to…
Posted by Jeremy
According to a recent survey by LAWPRO®, 61 per cent of Canadians don’t know what options are available…
Posted by Jeremy
People can work hard to prepare for financial turmoil, but sometimes life just happens. When things get tougher…
Posted by Jeremy
The average consumer goes into a fixed-term mortgage thinking they will “set it and forget it”, but the…
Posted by Jeremy
According to a study released this week by Altus Group Canada, 80% of Canadian renters under 50 would…
Posted by Jeremy
According to Equifax Canada, one in ten Canadians admit it’s okay to inflate their annual income on a…
Posted by Jeremy
If you’re planning for a big purchase, like a home, you’re likely paying extra careful to your spending…
Posted by Jeremy
Financial difficulty, whether short-term or long-term, can happen to anyone at any time. Your home is one of…
Posted by Jeremy
You’ve probably heard a lot of tips on credit and insurance fraud in the past, but are you…
Posted by Jeremy
According to a recent survey, most mortgage holders in Canada are choosing early renewals. The CMHC Mortgage Consumer…
