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by Jeremy
Know Thy Penalty When shopping for a mortgage, the majority of consumers ask one question, what is your best rate? True, some ask questions beyond rate, as they should, and today I’m going to help the majority look beyond rate. What if you obtained the lowest possible 5 year fixed rate on day one but two years later the penalty is ten’s of thousands of dollars? Did you really get a great deal? Let’s investigate… Let’s take a mortgage balance of $400,000 and a 5 year fixed interest rate of 3.19%, which you have had for the past two years. And for whatever reason you…
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Posted by Jeremy
A lot has happened in the real estate market over the past month or so, and two big…
Posted by Jeremy
Are you planning on tackling that debt this year? Great news! But the best piece of advice to…
Posted by Jeremy
Bank of Canada Does The Unexpected…Cuts A Quarter Point Off Their Overnight Rate! As you know, your variable…
Posted by Jeremy
One of the best ways to avoid mortgage fraud (or any type of fraud), is to ensure you…
Posted by Jeremy
Today the Calgary Real Estate Board (CREB) hosted their annual forecast and tradeshow, shedding some light on what…
Posted by Jeremy
Did you make a New Year’s resolution to finally buy a home this year? Well, the good news…
Posted by Jeremy
When shopping for a mortgage, the majority of consumers ask one question, what is your best rate? True,…
Posted by Jeremy
New Year’s is the time that most of us make resolutions, and fitness is not at the top…
Posted by Jeremy
With Christmastime upon us and a new year approaching, your credit card may have been pushed to the…
Posted by Jeremy
A new home may not be on your holiday shopping list, but this time of year is actually…
Posted by Jeremy
It’s the season of giving, and for most people that means spending a little more this month. Many…
Posted by Jeremy
“Wow!” you say to your spouse as you hit the brakes on the car. “Did you see the…