9 Feb 2015

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RBC Royal Bank Mortgage Penalty

Know Thy Penalty When shopping for a mortgage, the majority of consumers ask one question, what is your best rate? True, some ask questions beyond rate, as they should, and today I’m going to help the majority look beyond rate. What if you obtained the lowest possible 5 year fixed rate on day one but two years later the penalty is ten’s of thousands of dollars? Did you really get a great deal? Let’s investigate… Let’s take a mortgage balance of $400,000 and a 5 year fixed interest rate of 3.19%, which you have had for the past two years. And for whatever reason you…

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4 Feb 2015

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First-Time Homebuyers, You Can Save...

A lot has happened in the real estate market over the past month or so, and two big…

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28 Jan 2015

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Taking on your debt this year? Start...

Are you planning on tackling that debt this year? Great news! But the best piece of advice to…

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21 Jan 2015

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BOC Does The Unexpected

Bank of Canada Does The Unexpected…Cuts A Quarter Point Off Their Overnight Rate! As you know, your variable…

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21 Jan 2015

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Your Rights and Responsibilities with...

One of the best ways to avoid mortgage fraud (or any type of fraud), is to ensure you…

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14 Jan 2015

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CREB 2015 Forecast: Social Recap

Today the Calgary Real Estate Board (CREB) hosted their annual forecast and tradeshow, shedding some light on what…

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7 Jan 2015

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Resolution to buy a home this year?...

Did you make a New Year’s resolution to finally buy a home this year? Well, the good news…

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7 Jan 2015

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Scotiabank Penalty…Mortgage...

When shopping for a mortgage, the majority of consumers ask one question, what is your best rate? True,…

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31 Dec 2014

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Is Money On Your Mind for 2015?

New Year’s is the time that most of us make resolutions, and fitness is not at the top…

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24 Dec 2014

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Improving Your Credit Score for the New...

With Christmastime upon us and a new year approaching, your credit card may have been pushed to the…

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17 Dec 2014

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Why You Should House Hunt During the...

A new home may not be on your holiday shopping list, but this time of year is actually…

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10 Dec 2014

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Avoiding Holiday Debt Havoc

It’s the season of giving, and for most people that means spending a little more this month. Many…

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8 Dec 2014

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Fixed vs. Variable mortgage

“Wow!” you say to your spouse as you hit the brakes on the car. “Did you see the…

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