3 Sep 2014

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Are you “credit challenged”? The...

People can work hard to prepare for financial turmoil, but sometimes life just happens. When things get tougher financially, it’s not the end of the world. There’s a lot of easy steps you can take to improve your credit and ensure your finances are in good standing moving forward. Here are some simple steps to boost your credit rating: Pay down credit cards/debts: The number one way to increase your credit score is to pay down your credit cards. Using only 30% of your limits is a good guideline. Limit the use of your credit cards: Racking up a large amount and then paying it…

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27 Aug 2014

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Adopt your mortgage? You heard right

The average consumer goes into a fixed-term mortgage thinking they will “set it and forget it”, but the…

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20 Aug 2014

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Most Canadian Renters Want to Buy a Home

According to a study released this week by Altus Group Canada, 80% of Canadian renters under 50 would…

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14 Aug 2014

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Lying On Your Mortgage Application is...

According to Equifax Canada, one in ten Canadians admit it’s okay to inflate their annual income on a…

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6 Aug 2014

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When Thriftiness Can Hurt Your Credit

If you’re planning for a big purchase, like a home, you’re likely paying extra careful to your spending…

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30 Jul 2014

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Changes in the Market Will Give More...

Calgary’s red hot real estate market is going to cool down slightly for the second half of the…

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23 Jul 2014

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Behind on your mortgage? How to help...

Financial difficulty, whether short-term or long-term, can happen to anyone at any time. Your home is one of…

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17 Jul 2014

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Tips to Prevent Identity Theft

You’ve probably heard a lot of tips on credit and insurance fraud in the past, but are you…

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15 Jul 2014

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Most Canadians are Renewing Mortgages...

According to a recent survey, most mortgage holders in Canada are choosing early renewals. The CMHC Mortgage Consumer…

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3 Jul 2014

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How to Enjoy Stampede While Saving Money

Calgary Stampede 2014 officially kicks off tomorrow right after the Stampede parade, which means 10 days of parties,…

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25 Jun 2014

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Stop Renting and Get Into Homeownership

The rental market in Calgary continues to be tight, and it’s pushing rental prices even higher. With how…

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18 Jun 2014

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What is debt? 45% of Canadians...

In a recent Manulife Bank of Canada survey, almost half of Canadians have a misunderstanding about what debt…

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11 Jun 2014

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Trends About Mortgage Consumers in 2014

This week, CMHC released the results from their 2014 Mortgage Consumer Survey, and they showed some interesting trends.…

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